Premier Choice Insurance Agency, LLC

“Am I overpaying?” 

That’s a question that every consumer asks from time to time. Everyone is curious and concerned as to whether he or she is getting a good value for the money, whether it’s for a candy bar, a car or an airline ticket. 

It’s a good question to ask about insurance, too. After all, Americans spend a lot of money on insurance for homes, autos and businesses. In 2008, American drivers spent $161 billion for personal automobile insurance, reported the A.M. Best Co., an insurance research and ratings firm. 

This large market for auto insurance is highly competitive. Consumers play a large part in keeping insurance rates competitive by virtue of shopping—whether online, by telephone or on the World Wide Web. More than one of four (about 28 percent) of auto insurance buyers shopped around for car insurance in 2009, reported J.D. Power & Associates in its 2009 national auto insurance study. 

But consumers aren’t the only ones shopping around for auto insurance. So too do independent insurance agents, including Trusted Choice® insurance professionals.  

On average, Trusted Choice® agents provide consumers with property/casualty insurance options from eight different insurance carriers, reported the 2008 agency universe study conducted by Future One, a collaboration of the Independent Insurance Agents and Brokers of America (the Big “I”) and leading independent agency companies. For automobile insurance, those agents may compare rates and coverages at even more insurance companies, through their use of software that allows them to compare multiple policies and multiple carriers. 

For auto insurance buyers, research showed that independent agents rank most highly on the most important element of customer satisfaction. The J.D. Power study measures customer satisfaction with auto insurance companies across five factors (in order of importance): interaction, policy offerings, billing and payment, price and claims. Insurers who sell their auto insurance products through agents performed “stronger in the interaction factor than do direct insurers,” reported J.D. Power. 

Overall, customer satisfaction with auto insurance companies reached a five-year high in 2009, reported the J.D. Power study. The biggest improvement in satisfaction among the five factors has been in price. Interestingly, 42 percent of customers in 2009 reported that their auto insurance premiums declined without switching insurers. 

Are you overpaying for auto insurance? Thanks to a competitive market that includes Trusted Choice® independent insurance agents, the answer probably is no. If you’re not sure, ask a Trusted Choice® agency to review your options. 

Source: TrustedChoice.com, October 2009

Oregon City, OR, July 21, 2009 – Local business, Premier Choice Insurance Agency, has been selected as a member of Trusted Choice, a program that recognizes the top independent insurance agencies in the country.

To qualify for Trusted Choice, Premier Choice Insurance Agency has committed to the highest standards associated with the insurance profession.  The agency has met strict professional requirements relating to the offering of choice, customization and advocacy for customers interested in personal and commercial insurance.

Our commitment is to represent the best of the profession and to consistently meet the highest standards of performance. Consumers can visit the Trusted Choice Web site (www.trustedchoice.com) to learn more about the benefits of working with an independent agent. The site can direct them to our agency, or we invite them to stop by our office for a free consultation. We pride ourselves on being an advocate and counselor to our customers. Trusted Choice recognizes that commitment and supports our agency in its efforts to be the best in the business.
- Terri Powers, principal of the Premier Choice Insurance Agency

Founded in 2009, the Premier Choice Insurance Agency is located at 900 Main St., Suite 104 Oregon City, OR 97045.  The agency’s hours of operation are from 8:30 to 5:30 Mon – Fri, and Saturdays by appointment.

Powers says her agency meets with customers and potential customers free of charge to assess their insurance needs.  Powers and her staff can then review a variety of insurance companies to find the best insurance products and services for each individual customer.  Powers says many people don’t realize that independent insurance agents don’t work with only one company – independents work with a variety of companies and therefore have the opportunity to create “customized” insurance options for their customers.